Risk & Compliance
Credit Scoring
Implement advanced credit risk assessment and scoring
Implementation Process
Follow these steps to implement this use case at ABK
Step 1
Pull credit bureau data and internal transaction history.
Step 2
Analyze repayment behavior, utilization ratios, and income levels.
Step 3
Use Futurum One to assign risk-adjusted scores.
Step 4
Recommend interest rates or credit limits accordingly.
Step 5
Explain scores to customers clearly to build trust.
Benefits
- Increased operational efficiency and reduced manual workload
- Enhanced customer experience with faster, more accurate service
- Improved compliance and reduced risk of human error
- Data-driven insights for better decision making